The holidays are growing closer with each tick of the clock. Some people have been shopping for months and months, while others haven’t even started their shopping.

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I’m kind of in the middle of the pack when it comes to Christmas shopping this year. I’ve got the majority of my shopping done. I just have a few small odds and ends to pick up now. I have nothing wrapped at the moment which is stressing me out.

I cut back on spending this year. I’d really rather the holidays be more about time with the family and the people you enjoy, rather than the extravagant gifts.

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